Business loans decided in minutes. Funded in a flash.
Olyndra is an AI-run lender for UK limited companies. We read the business's bank data, give a real-time online decision and pay out fast, with a fixed rate, one flat fee and an agreement written in plain English.
We are not taking applications directly from businesses at the moment. New customers come to us through our partner brokers. Existing customers can sign in here.
Minutes
From bank data to decision
Fixed
Rate for the whole term
£150
Flat arrangement fee
£0
Early-repayment fee
Decided online, in real time
Three steps, one sitting. The decision is made from the business's own bank data, and we show the working.
1. Connect the bank account
Your client links their business bank account through open banking. No PDFs, no spreadsheets, no forms they have already filled in elsewhere.
2. Real-time decision
Our agents read the cash flow and decide in minutes. Amount, rate and term on one screen, with the reasoning shown, not hidden.
3. Sign and draw down
A plain-English agreement, signed online. Funds are released once it is signed. Fixed rate for the term and no fee to repay early.
Who we lend to
- UK limited companies and LLPs
- A trading business bank account the directors can connect
- Directors who want a fast, fair answer rather than a long process
- Short-term working capital, not consumer credit
What your clients get
- A decision in minutes, online, with the working shown
- A fixed rate for the term: the number does not move
- One flat £150 fee, and nothing to pay for early repayment
- A plain-English agreement that says up front what happens if a payment is missed
Partner with Olyndra
We work with a small number of commercial finance brokers who want a fast, honest answer for their clients. Here is what that looks like.
An answer while the client is still on the phone
Real-time decisions mean you are not waiting days for an underwriter to come back to you.
Clear criteria, no surprises
We say the number up front. If we cannot lend, you hear that in minutes too, with the reason.
A contract your clients can read
Short sentences, no tricks. Fewer questions back to you after signing.
Direct access to the founders
We are a small, agent-run lender. Partner brokers deal with the people who make the decisions.
Tell us about your firm
Leave your details and one of the founders will come back to you directly.
The founding team
Two founders, a team of AI agents, and a track record in building banks and lenders. More about us on LinkedIn.
Ricky Knox
Co-founder · Credit, capital and regulation
Fintech founder and operator. Previously Tandem, Azimo, Small World and Prosper.
View on LinkedInNoam Zeigerson
Co-founder · Technology and the agents
Serial entrepreneur building AI businesses since 2012. Built banking systems for Barclays, Bank Hapoalim and Tandem.
View on LinkedIn